Munnie & Savvie vs UNLOQ

Munnie & Savvie helps young families have fun learning and managing money together.

We want to ensure our youngest generation grows up money smart with good life values! To help them get there, we are amplifying all of the methods that are proven to work by integrating them in a way that’s easily accessible, fun, and anchored by positive relationships.

Making strong authentication as it should be. Simple&free

UNLOQ comes in the shape of a widget, which you can easily embed into your site, and a companion mobile app that your users will need, in order to authenticate. The default authentication mechanism is a multi-factor system that uses out of band communication to authenticate a user. After a user has registered with UNLOQ (downloaded the app and created a profile), he will only have to click the UNLOQ button and, in a fraction of a second, he will receive a push notification on his mobile phone, asking the user to approve or deny the authentication request. To prevent spam, each user will be asked to verify his/her identity when sending their first authentication request from a browser. For the first authentication request, the user will receive a notification asking for a time-based one time password that they can find in the app.

And this takes us to the alternative authentication methods that UNLOQ allows. The first one is a time-based one time password that users can select, in case they don’t have internet access on their phone. The second one is the e-mail login option that can be used in case the user does not have a smartphone. Developers may choose to have one, both or none of the alternative authentication mechanisms implemented, depending on the specific case for which they are building the system for.