Kruma Currency Exchange vs Xoxoday

The Best Currency Exchange Service for World Travelers built on the blockchain.

We are building Kruma to allow international travelers to exchange their travel money at the best exchange rates.  

The Kruma Currency Exchange Application will be linked with a Kruma plastic & virtual debit card. Simply download the app, complete an exchange and spend. Our low fees will put a smile on your face and wallet!

Power your business with people motivation

Xoxoday offers business software products to solve problems around employee rewards and recognition, channel sales incentives and consumer promotions.

The software products are used by HR leaders, channel managers and brand marketers across 700+ global companies to engage their employees, channel partners and consumers.

All of Xoxoday’s products are plug-n-play, highly scalable, easy to use and help achieve tangible business outcomes.

Location: Bengaluru, India