Autoria vs Qapital

Decentralized auto-mined low volatility ERC20 token

With Autoria, we have created a secure cryptocurrency built on blockchain technology. We are the worlds first cryptocurrency to distribute tokens according to a supply-curve modeled algorithm. Instead of purchasing the coins directly, investors purchase a stake that automatically mine tokens based on our proof of stake algorithm. These tokens are then used in Autoria's mobile applications like fiat currency. By distributing tokens in this manner, it allows our currency to gain value at a predictable rate as our deliverables are attained. We are also limiting initial investments to 100ETH to prevent large buyers from controlling the entire Autoria economy. Unlike other cryptocurrencies, these rules are completely decentralized and programmed into the distributed ledger. That means fairness and transparency are preserved, while still allowing for the steady growth of total token supply.

Over the course of the year following our ICO, we will be releasing applications that will solidify Autoria's standing in the market for the long term so that once all the tokens are dispersed, there is an ecosystem of value already created for the digital economy to function. In the beginning, these applications will be the simple gaming applications that bring in high volumes of activity. However, that will then transform into our mobile application, which will feature a peer-to-peer exchange, binary options, etc. as well as merchant services to provide a pipeline from Autorium currency into USD Tether into fiat and back so that merchants can take advantage of the benefits of crypto without the technical hassle. Our mobile application and merchant services development team is led by a senior Software Engineer from eBay.

Save small, live large. Use gamified automatic savings to meet your financial goals. Get the life you want with the money you've already got.

Qapital is a new mobile-first banking app dedicated to changing the way that young professionals and millennials save and spend. Millennials are more credit-shy and debt-burdened than their parents, and the ongoing fallout of the Great Recession has diminished their trust in conventional banking. Qapital uses gamified, automatic savings to allow its customers set aside small amounts of money regularly, so they can have the things they want — without relying on credit.

Customers can create a unique and fun (yes, fun) savings plan that blends seamlessly into their lifestyle. The product enables them to set up rules that trigger automatic savings for a specific goal. As an example, every time a Qapital user resists the temptation to buy a latte, she can trigger the app to put the equivalent cost into an FDIC-backed Qapital account. Users can direct these savings toward a goal of their choosing, such as a trip to Paris or a security deposit on a new apartment, or set them aside as a rainy-day fund.