Encounter vs Paywoke

Encounter is a mobile app that lets people purchase beautiful interior design pieces from bars, hotels and restaurants.

Every time you encounter something beautiful at a bar, hotel or a restaurant, you can use Encounter app to easily ID that item and purchase it. Simply launch the app, tap on the venue you are at and see an item you see in front of yourself in real life, on your smartphone. Place an order and have it delivered to your home. No need to scan, take a picture, research the price or arrange a delivery.

A Luxembourg-based startup offering an open banking solution, complemented by digital onboarding, KYC and AML validations.

Paywoke is an all-in-one Saas solution for B2B customers, who strive to use digital services including KYC, AML and credit history check, seamlessly. Our portfolio includes an Open banking platform backed up by a payment license for our B2B customers and aims to provide a single solution for B2C later on.

Our B2B customers will benefit from lower cost for customer onboarding, fully compliant process, enhanced digital services, reduced time for loan processing and disbursements, shelled by the latest security standards. Besides, our Open banking solution is coming with a payment license, so Fintech companies can start offering their services straight away.

Our B2C users will benefit from managing multiple bank accounts through a single app, with breathtaking UX design and customizable experience.

Location: Luxembourg, Luxembourg